OCBC 360

Opened an OCBC 360 account today. Intend to take advantage of the growth potential with the savings account!

0.05% + 1% + 1% + 1% = 3.05% max a year for up to $50 000. That's potentially $1500 a year!

First 0.05% is the base.
First 1% is from salary. A letter to company HR, and then too bad for DBS
Next 1% is from paying 3 bills a mth: Handphone bill, IRAS, SMRT Citibank credit card!
Last 1% is from charing more than $400 a mrt to OCBC credit cards: FRANK card for internet purchases, PLUS! card for NTUC, Cashflo card for spreading big purchases into 6 mths.

The last 1% would be harder to meet, but in any case, the interest is credited on a monthly basis so all is not lost if you miss a mth...